Most people finish their formal education without ever being taught how money actually works — not budgeting worksheets, but the real mechanics of debt, currency, inflation, and how a financial system actually functions underneath the headlines. That gap doesn't get filled automatically by adulthood. It stays a gap until someone decides to close it themselves.

Waiting for a school system, an employer, or a financial advisor to eventually hand over this education is waiting for something that isn't coming. Advisors are often incentivized to sell specific products, not to teach the underlying mechanics. Schools weren't built to teach it. Nobody's coming to make this your problem to solve for you, which also means nobody's positioned to fix it except you.

Gregory Mannarino's entire platform exists because of this exact gap — years of content aimed specifically at people willing to actually learn the mechanics themselves, instead of outsourcing their financial understanding entirely to someone else's incentives.

This isn't a burden to resent. It's simply where responsibility sits, whether anyone acknowledges it or not. The education is available now, for free, to anyone willing to actually seek it out instead of waiting for someone else to deliver it unprompted.